Investing has always been one of the most important decisions for individuals and families. The right decision at the right time can secure your financial future, while the wrong decision can lead to regret for many years. To truly understand the value of investment, let us compare two different eras: the year 2002 and the year 2025. This journey will show us how gold, real estate, and bank deposits have performed over the years and what can be the smartest investment choices today.
Investment Scene in 2002
Back in 2002, the financial world in Pakistan looked very different from what we see today.
- Gold Prices: 20 tola of gold could be purchased for around 1 lakh Pakistani rupees. At that time, gold was considered a stable investment but not as popular as real estate.
- Real Estate (Plots): A 7.5 marla plot in a good housing society was available for just 2.5 lakh rupees. Many people thought it was expensive, but in hindsight, it was one of the best opportunities of that era.
- Bank Deposits: Banks were offering around 10% annual profit on savings accounts or fixed deposits. Many people considered this safe and reliable, as they could earn about 10,000 rupees annually on a 1 lakh deposit without any risk.
At that time, most middle-class families preferred keeping money in banks for safety or buying small properties for long-term security. Gold was considered more of a “jewelry investment” rather than a wealth-building asset.

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